I’m not sure who is credited with this concept but I’ve Dave Ramsey mention it and it’s true. When you swipe your credit you don’t get the same feeling of loss as you do cash. Think about it, whether the swipe costs you $1 or $10k, the same process takes place. You never feel the pain of handing over your hard earned cash. So the next time you use a card, I urge you to really think about the cash leaving your hands. I bet you’ll think twice.