Stop Wasting Money – Why Overbuying is Not a Good Idea

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There are lots of articles out there telling you give up your caffeine addiction, this is not one of them.  Unless of course you are buying it faster than you can consume it.  Recently the power went out at my house for a few hours and as a result all the meat in the freezer thawed.  I threw it away because I’m paranoid about food poisoning.  I threw out about 20 boneless chicken breasts from when they were on sale for 50 cents off a pound.  While cleaning out the fridge I noticed the gigantic bottle of ketchup was expired.  I bought the big bottle because it was 8 cents cheaper per ounce.  I also donate unused canned goods once a year when they are getting near expiration.  The list goes on and on.  I buy the larger quantity to save a few cents or stock up because an item is on sale only to throw some away later.  Throwing away food is not on anyone’s budget so I really need to stop doing it.  The logic applies to other things too.  Laundry soap, car washes, haircuts, the list goes on and on.  Buy what you need and stick to your budget, you’ll be much happier in the long run.

 

 

Money Saving Tip – Snacks In The Car

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If you want to avoid eating out, then I strongly suggest packing your lunch.  However, sometimes we do pack that lunch and then an errand takes longer than expected.  The next thing you know it’s been hours and you are running through a drive through.  I promise that keeping something like protein powder, beef jerky, almonds or similar will save you cash in the long run.

Why Credit Isn’t The Same As Cash – The Swipe

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I’m not sure who is credited with this concept but I’ve Dave Ramsey mention it and it’s true.  When you swipe your credit you don’t get the same feeling of loss as you do cash.  Think about it, whether the swipe costs you $1 or $10k, the same process takes place.  You never feel the pain of handing over your hard earned cash.  So the next time you use a card, I urge you to really think about the cash leaving your hands.  I bet you’ll think twice.